Homeowners of Wellesley, MA
As a resident of Wellesley, you likely own one or more high-value homes. Significant damages to these homes can cost hundreds of thousands to millions of dollars in repairs. Since many of these losses are preventable, upscale home insurers have started empowering their wealthy clients to implement preventative measures to avert or minimize damage.
The Shift to Proactive Protection and Prevention
Upscale home insurers have learned from past experiences that passive loss prevention, such as spotting risks and recommending mitigation measures, is insufficient. Many policyholders lack the expertise to implement these safeguards, leading to unexecuted disaster prevention measures.
Today, upscale home insurers have greater access to real-time environmental data, which they incorporate into proactive property damage prevention strategies. For instance, they leverage thermal imaging to detect electrical wiring or equipment faults that could cause fires. Infrared imaging also helps with the early detection of water leaks behind walls, preventing flood damage.
Major insurance carriers send their risk-management teams to assess clients’ residential properties before disasters strike. When necessary, they assist policyholders in finding contractors and technicians to damage-proof items or structures like plumbing systems and fine art storage. These preventive measures help avoid claims and keep premiums low. As a result, many high-value home insurance policyholders in Wellesley, MA, actively seek proactive insurance carriers.
Proactive Insurance Carriers and What They Offer
PURE Insurance
PURE Insurance is part of a specialist group of companies serving the personal insurance needs of financially successful individuals. Among their many services, PURE provides risk and collections management specialists to work closely with homeowners and hired subcontractors.
PURE has been proactive in water damage risk management. PURE has partners who can assist with preventative plumbing installations, including toilet supply lines, water shut-off devices and more. We partner with vendors who work with varying pipe sizes and, in some instances, offer a discount for PURE members.
Chubb
Chubb is the world’s largest publicly traded property and casualty insurer. With the Chubb Mobile app, you can see your Chubb-insured properties in relation to major events such as hurricanes, earthquakes, tornadoes, hailstorms, and wildfires using our new Catastrophe Tracker feature. These real-time notifications enable owners to implement protective measures before risks materialize.
Chubb also actively helps avert disaster when clients are away from home, which is especially useful for protecting vacation properties. Chubb sends risk management specialists to assess storm damage, even before a claim is filed. If the property is still at risk, the consultant will help secure necessary resources, including technical input to reinforce windows and storm-proof roofs.
As one of the leading upscale home insurers, Chubb provides consultation services for safely storing expensive fine art, jewelry, and other collectibles. Upon request, they dispatch a team to inspect the storage conditions, including temperature, humidity, lighting, and security, ensuring they are ideal.
Protect Your Home with Quality Home Insurance
Are you looking to protect your home with a quality insurance policy in Wellesley, MA? The experienced agents at CAV Insurance work closely with upscale home insurers like Chubb and PURE to help you get reliable protection for your family home. Contact us at 781-237-4107 to get started on your homeowner’s insurance plan today.