Business Owners Policy
We understand managing and growing a business requires all of your attention, and are committed to being your risk management partner. A business owners policy merges general liability coverage, commercial property insurance as well as business interruption coverage, giving you peace of mind against uncertainty. At CAV, we serve local businesses from Sherborn to Wayland, Brookline to Needham, offering access to the industryâ€™s most respected carriers, such as The Hartford, Travelers, Liberty Mutual and Hanover.
In the course of daily operation, a business has many liabilities: bodily injury, property damage, personal injuries, advertising claims and more. By taking the time to understand your unique business needs, we can recommend a straightforward approach to protect your company and its exposures.
Employees are the backbone of any business, large or small, but accidents can happen. To protect your business, and ensure the employee has access to medical care and wages from lost work time, CAV offers coverage from the industryâ€™s leading workers compensation carriers.
Employment Practices Liability
There are many, many reasons an employee may take legal action against an employer. In these instances, Employment Practices Liability, also known as EPLI coverage protects business owners. EPLI policies are designed to pay for the legal fees associated with these claims.
Whether youâ€™re a large enterprise or small business, anytime you use technology to do business, you face risks. Cyber Liability Insurance protects your business in the event of privacy, data, or network exposure. The complexity of technology risks and regulations continues to evolve. Thatâ€™s why itâ€™s critical to protect your business against technology-related losses.