Determine what deductible best meets your needs. When you buy insurance, your policy may include a deductible. This is the amount that you agree to pay on a bill before the insurer pays the benefits. In the event of a claim, this is an immediate out-of-pocket expense. Health, dental, home and auto insurances all have […]
Heading out on a holiday? Be sure to protect your home! Where is this summer taking you? Whether it’s a tropical, action-packed, or relaxing holiday, many people go on holiday over the summer months. With time off work and school, it makes it ideal for families, couples, and individuals alike. While you’re packing to head […]
Determine the right time to update your business plan. Creating your first business plan may have been a chore, but updating a plan is easier and more fun for business owners. During your start-up, you likely had little direct experience and no track record or historical information, so many of the marketing and operational forecasts […]
Keep your business clear of discrimination and harassment in the workplace. As an employer, you have the responsibility to maintain a workplace that is free of discrimination and harassment. Not only is this your legal obligation, but it also makes good business sense. If you allow prejudice and violations in the workplace, you will pay […]
Have these general liability insurance questions ready for your commercial insurance agent. General liability insurance is something that every business owner needs if they want to protect their business from the dangers of everyday life. But, for some business owners, general liability insurance is not so straightforward, and that’s okay! We are here to help. If […]
Do you know the essentials about workers’ compensation? Every business has its own unique set of risks and dangers when it comes to working employees. Therefore, every business owner should know what workers’ compensation insurance can do for the company and employees! Your business is one hundred percent responsible for providing workers’ compensation benefits, so it’s […]
These practices, paired with commercial auto insurance, help to reduce the risk to your business vehicles. With over 240 million registered motor vehicles in the United States, it’s clear that many businesses are on the move – literally. Whether you own or lease a single car or an entire fleet of vehicles, it’s important that […]
Personal auto insurance rate hikes are not keeping up with losses. Motorists across the U.S. may (or may not) have noticed that their auto insurance premiums raised slightly last year. Despite the rise in premiums, reports conclude that the increase was still not enough, due to high catastrophe-related losses and unfavorable claims. Over the last […]