Ensure Your Car Insurance Covers You: Key Insights for Boston Drivers
Maintaining active car insurance is crucial for your protection on the road. Your coverage remains effective as long as your policy is active and premiums are paid on time. It’s important to note that your car registration status does not directly impact your car insurance. Here’s what you need to know about the relationship between car insurance and car registration.
Consequences of Driving with Expired Registration
While an expired registration won’t affect your car insurance, it can lead to penalties or minor tickets. Generally, you’ll receive a non-moving violation, which doesn’t impact your insurance costs. However, driving without insurance carries more severe penalties. If you get into an accident with expired insurance, you are liable for all losses and damages. Additionally, being caught without a valid insurance policy by the police can result in higher penalties and increased future insurance costs.
When stopped by law enforcement, you may be asked to show proof of insurance. If your vehicle registration has expired or you lack proof of insurance, you could face fines or even vehicle impoundment. To avoid these issues, ensure you always drive with valid insurance and registration.
Is Insurance Mandatory for Vehicle Registration?
Most states require proof of insurance for vehicle registration, and some states need it to issue a permanent license plate. A valid car insurance policy is essential for smooth vehicle registration and licensing processes.
Vehicle Registration Costs
Registering a vehicle typically ranges from $50 to $100. Depending on state laws and regulations, you can register your vehicle online or at the Department of Motor Vehicles (DMV). While vehicle registration is usually valid for one year, some states now offer a two-year registration option. As a car owner, it’s important to keep your vehicle registration current by renewing it on time.
Comprehensive Car Insurance with CAV Insurance Agency
Although car insurance and registration are not directly connected, both are required for legal driving. Ensure you have comprehensive car insurance coverage, submit proof to the DMV, and keep your vehicle registration up to date.
At CAV Insurance Agency, we provide tailored car insurance policies to suit your vehicle, driving habits, and personal preferences, offering unmatched protection. Contact us today to get started on a policy that fits your needs.