Strong Reasons Why Homeowners in MA Need Comprehensive Insurance Coverage

Specific Peril Protection

Covers damages from specific perils like fire, essential for Massachusetts homes

Beyond Basic Coverage

Offers more than basic dwelling policies, including personal property and liability coverage

Personal Property and Liability

Essential for covering personal belongings and liability protection not included in basic policies

Condo Owner Coverage

Crucial for condominium owners to cover interiors and personal belongings

Replacement Cost Coverage

Ensures homes are insured for replacement costs, not just market value​

Non-Attached Structures

Includes coverage for structures like sheds and fences not covered by basic policies

Loss of Use Benefits

Covers additional living expenses if a home is uninhabitable due to damage

Liability Protection

Protects against lawsuits for accidental property damage or injuries