Covers damages from specific perils like fire, essential for Massachusetts homes
Offers more than basic dwelling policies, including personal property and liability coverage
Essential for covering personal belongings and liability protection not included in basic policies
Crucial for condominium owners to cover interiors and personal belongings
Ensures homes are insured for replacement costs, not just market value
Includes coverage for structures like sheds and fences not covered by basic policies
Covers additional living expenses if a home is uninhabitable due to damage
Protects against lawsuits for accidental property damage or injuries